Calculators
See the numbers clearly before you decide.
Estimate a payment, find a comfortable price range, test a refinance, and see what a rate move before closing could mean for you. Every figure updates as you type.
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Enter the rate you were quoted and your days to closing.
The estimate is based on past moves in the 10-year Treasury yield, which mortgage rates tend to follow, and assumes your rate moves as far as that yield does. It shows how large a move has been, not which way rates will go, and it is not a recommendation to lock or to float. Your loan officer can walk you through your lock options.
Enter an interest rate to see your estimated payment.
Principal and interest are for a fixed-rate loan. Mortgage insurance, where a loan requires it, is not included.
Enter an interest rate to see an estimated price range.
The price range uses common guidelines: a housing payment up to the share of gross monthly income you set, and housing plus other debts up to the second share. Loan programs set their own limits.
Enter your current rate and a new rate to compare.
Refinancing may increase the total cost of your loan over its life. Savings, if any, depend on your credit, the rates available to you and other factors.
Enter an interest rate to compare renting and buying.
The comparison counts rent, the mortgage payment, property taxes, insurance, upkeep, buying and selling costs, the home’s value when you sell, and what your down payment could have earned if invested. It does not include tax effects.
Enter both interest rates to compare the terms.
Principal and interest are for a fixed-rate loan. Mortgage insurance, where a loan requires it, is not included.
Enter a rate for each loan to compare them.
Principal and interest are for a fixed-rate loan. Mortgage insurance, where a loan requires it, is not included.
Enter an interest rate to see the ratio.
The ratio is the monthly rent divided by the full monthly payment: principal, interest, taxes, insurance and HOA dues. Loan programs set their own requirements.
Enter an interest rate to see the schedule.
Principal and interest are for a fixed-rate loan. Mortgage insurance, where a loan requires it, is not included.
These calculators are for information only. Results are estimates based on the figures you enter. They are not a loan offer, a rate quote or a commitment to lend. Your actual rate, payment and costs depend on your credit, the property, the loan program and market conditions, and every loan is subject to credit and underwriting approval.
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Turn an estimate into a plan.
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- We tell you plainly when a program is not the right fit.
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Prefer to talk now? (904) 503-6259 · info@boommortgage.com